Online Bankruptcy Counseling Certificates
Register NowWe at Debt Reduction Services Inc. thank you for choosing us to provide your Pre-Bankruptcy Credit Counseling or Post-Bankruptcy Debtor Education courses and certificates. We know that you have many options when fulfilling this requirement, but we are confident you'll be satisfied with our service.
Your Pre-Bankruptcy Credit Counseling Course will:
- The online certificate course will allow filers the opportunity to fulfill the budget briefing/credit counseling session requirements on a secured website via the internet.
- The session will include registration, disclosure agreement, options for payment, and an educational course which will last approximately 60 minutes.
- The online course will require students to enter information in regard to their individual income, assets, monthly household expenses, as well as secured and unsecured debts.
- A personalized financial summary and list of debt options to consider will be generated and presented to filers at the conclusion of the online course.
- Upon completion of the course, each filer will be instructed to contact a Certified Credit Counselor to review the information and findings and receive a certificate of completion.
Your Post-Bankruptcy Debtor Education Course will:
- Your course will last the minimum 2-hours specified by the 2005 Bankruptcy Act.
- You will be instructed on subjects ranging from Household Budgeting and Personal Spending Behaviors to Credit and Debt, as well as Risk Management (Insurance) and Consumer Protections.
- You will be provided with tips and suggestions designed to improve your financial situation.
- Upon completion of your course you will be provided a Certificate of Debtor Education via email for you to print and deliver to your legal counsel within 3 business days. Expedited service may be available upon request.
Since 1996, we've been developing and providing financial education programs for our clients and communities, focusing on effective budgeting skills, spending behaviors, credit building, and debt elimination and prevention. Thousands of clients, school students (elementary through college), nonprofit clients and members of the general public have gone through our classes, benefiting from helpful and motivational information and suggestions.
Credit Counselors are certified through the Center for Financial Certifications at the Institute for Financial Literacy, an independent credentialing body.
Debt Reduction Services takes part in the Better Business Bureau Online Reliability program and the Association of Credit Counseling Professionals. ACCPros is one of the credit counseling and debt management industry’s largest trade organizations and focuses on best practices, integrity and compliance.
We are also members of AICCCA (Association of Independent Consumer Credit Counseling Agencies).
Approval does not endorse or assure of the quality of a Provider's services.










